This matter of seeing Mollenhauer or Simpson, or both, was important, anyhow, he thought; but before doing so he decided to talk it all over with Harper Steger. So several days after he had closed his doors, he sent for Steger and told him all about the transaction, except that he did not make it clear that he had not intended to put the certificates in the sinking-fund unless he survived quite comfortably.

Harper Steger was a tall, thin, graceful, rather elegant man, of gentle voice and perfect manners, who walked always as though he were a cat, and a dog were prowling somewhere in the offing. He had a longish, thin face of a type that is rather attractive to women. His eyes were blue, his hair brown, with a suggestion of sandy red in it. He had a steady, inscrutable gaze which sometimes came to you over a thin, delicate hand, which he laid meditatively over his mouth. He was cruel to the limit of the word, not aggressively but indifferently; for he had no faith in anything. He was not poor. He had not even been born poor. He was just innately subtle, with the rather constructive thought, which was about the only thing that compelled him to work, that he ought to be richer than he was—more conspicuous. Cowperwood was an excellent avenue toward legal prosperity. Besides, he was a fascinating customer. Of all his clients, Steger admired Cowperwood most.

"Let them proceed against you," he said on this occasion, his brilliant legal mind taking in all the phases of the situation at once. "I don't see that there is anything more here than a technical charge. If it ever came to anything like that, which I don't think it will, the charge would be embezzlement or perhaps larceny as bailee. In this instance, you were the bailee. And the only way out of that would be to swear that you had received the check with Stener's knowledge and consent. Then it would only be a technical charge of irresponsibility on your part, as I see it, and I don't believe any jury would convict you on the evidence of how this relationship was conducted. Still, it might; you never can tell what a jury is going to do. All this would have to come out at a trial, however. The whole thing, it seems to me, would depend on which of you two—yourself or Stener—the jury would be inclined to believe, and on how anxious this city crowd is to find a scapegoat for Stener. This coming election is the rub. If this panic had come at any other time—"

Cowperwood waved for silence. He knew all about that. "It all depends on what the politicians decide to do. I'm doubtful. The situation is too complicated. It can't be hushed up." They were in his private office at his house. "What will be will be," he added.

"What would that mean, Harper, legally, if I were tried on a charge of larceny as bailee, as you put it, and convicted? How many years in the penitentiary at the outside?"

Steger thought a minute, rubbing his chin with his hand. "Let me see," he said, "that is a serious question, isn't it? The law says one to five years at the outside; but the sentences usually average from one to three years in embezzlement cases. Of course, in this case—"

"I know all about that," interrupted Cowperwood, irritably. "My case isn't any different from the others, and you know it. Embezzlement is embezzlement if the politicians want to have it so." He fell to thinking, and Steger got up and strolled about leisurely. He was thinking also.

"And would I have to go to jail at any time during the proceedings—before a final adjustment of the case by the higher courts?" Cowperwood added, directly, grimly, after a time.

"Yes, there is one point in all legal procedure of the kind," replied Steger, cautiously, now rubbing his ear and trying to put the matter as delicately as possible. "You can avoid jail sentences all through the earlier parts of a case like this; but if you are once tried and convicted it's pretty hard to do anything—as a matter of fact, it becomes absolutely necessary then to go to jail for a few days, five or so, pending the motion for a new trial and the obtaining of a certificate of reasonable doubt. It usually takes that long."

The young banker sat there staring out of the window, and Steger observed, "It is a bit complicated, isn't it?"

"Well, I should say so," returned Frank, and he added to himself: "Jail! Five days in prison!" That would be a terrific slap, all things considered. Five days in jail pending the obtaining of a certificate of reasonable doubt, if one could be obtained! He must avoid this! Jail! The penitentiary! His commercial reputation would never survive that.



Chapter XXXII

The necessity of a final conference between Butler, Mollenhauer, and Simpson was speedily reached, for this situation was hourly growing more serious. Rumors were floating about in Third Street that in addition to having failed for so large an amount as to have further unsettled the already panicky financial situation induced by the Chicago fire, Cowperwood and Stener, or Stener working with Cowperwood, or the other way round, had involved the city treasury to the extent of five hundred thousand dollars. And the question was how was the matter to be kept quiet until after election, which was still three weeks away. Bankers and brokers were communicating odd rumors to each other about a check that had been taken from the city treasury after Cowperwood knew he was to fail, and without Stener's consent. Also that there was danger that it would come to the ears of that very uncomfortable political organization known as the Citizens' Municipal Reform Association, of which a well-known iron-manufacturer of great probity and moral rectitude, one Skelton C. Wheat, was president. Wheat had for years been following on the trail of the dominant Republican administration in a vain attempt to bring it to a sense of some of its political iniquities. He was a serious and austere man—-one of those solemn, self-righteous souls who see life through a peculiar veil of duty, and who, undisturbed by notable animal passions of any kind, go their way of upholding the theory of the Ten Commandments over the order of things as they are.

The committee in question had originally been organized to protest against some abuses in the tax department; but since then, from election to election, it had been drifting from one subject to another, finding an occasional evidence of its worthwhileness in some newspaper comment and the frightened reformation of some minor political official who ended, usually, by taking refuge behind the skirts of some higher political power—in the last reaches, Messrs. Butler, Mollenhauer, and Simpson. Just now it was without important fuel or ammunition; and this assignment of Cowperwood, with its attendant crime, so far as the city treasury was concerned, threatened, as some politicians and bankers saw it, to give it just the club it was looking for.

However, the decisive conference took place between Cowperwood and the reigning political powers some five days after Cowperwood's failure, at the home of Senator Simpson, which was located in Rittenhouse Square—a region central for the older order of wealth in Philadelphia. Simpson was a man of no little refinement artistically, of Quaker extraction, and of great wealth-breeding judgment which he used largely to satisfy his craving for political predominance. He was most liberal where money would bring him a powerful or necessary political adherent. He fairly showered offices—commissionerships, trusteeships, judgeships, political nominations, and executive positions generally—on those who did his bidding faithfully and without question. Compared with Butler and Mollenhauer he was more powerful than either, for he represented the State and the nation. When the political authorities who were trying to swing a national election were anxious to discover what the State of Pennsylvania would do, so far as the Republican party was concerned, it was to Senator Simpson that they appealed. In the literal sense of the word, he knew. The Senator had long since graduated from State to national politics, and was an interesting figure in the United States Senate at Washington, where his voice in all the conservative and moneyed councils of the nation was of great weight.

The house that he occupied, of Venetian design, and four stories in height, bore many architectural marks of distinction, such as the floriated window, the door with the semipointed arch, and medallions of colored marble set in the walls. The Senator was a great admirer of Venice. He had been there often, as he had to Athens and Rome, and had brought back many artistic objects representative of the civilizations and refinements of older days. He was fond, for one thing, of the stern, sculptured heads of the Roman emperors, and the fragments of gods and goddesses which are the best testimony of the artistic aspirations of Greece. In the entresol of this house was one of his finest treasures—a carved and floriated base bearing a tapering monolith some four feet high, crowned by the head of a peculiarly goatish Pan, by the side of which were the problematic remains of a lovely nude nymph—just the little feet broken off at the ankles. The base on which the feet of the nymph and the monolith stood was ornamented with carved ox-skulls intertwined with roses. In his reception hall were replicas of Caligula, Nero, and other Roman emperors; and on his stair-walls reliefs of dancing nymphs in procession, and priests bearing offerings of sheep and swine to the sacrificial altars. There was a clock in some corner of the house which chimed the quarter, the half, the three-quarters, and the hour in strange, euphonious, and pathetic notes. On the walls of the rooms were tapestries of Flemish origin, and in the reception-hall, the library, the living-room, and the drawing-room, richly carved furniture after the standards of the Italian Renaissance. The Senator's taste in the matter of paintings was inadequate, and he mistrusted it; but such as he had were of distinguished origin and authentic. He cared more for his curio-cases filled with smaller imported bronzes, Venetian glass, and Chinese jade. He was not a collector of these in any notable sense—merely a lover of a few choice examples. Handsome tiger and leopard skin rugs, the fur of a musk-ox for his divan, and tanned and brown-stained goat and kid skins for his tables, gave a sense of elegance and reserved profusion. In addition the Senator had a dining-room done after the Jacobean idea of artistic excellence, and a wine-cellar which the best of the local vintners looked after with extreme care. He was a man who loved to entertain lavishly; and when his residence was thrown open for a dinner, a reception, or a ball, the best of local society was to be found there.

The conference was in the Senator's library, and he received his colleagues with the genial air of one who has much to gain and little to lose. There were whiskies, wines, cigars on the table, and while Mollenhauer and Simpson exchanged the commonplaces of the day awaiting the arrival of Butler, they lighted cigars and kept their inmost thoughts to themselves.

It so happened that upon the previous afternoon Butler had learned from Mr. David Pettie, the district attorney, of the sixty-thousand-dollar-check transaction. At the same time the matter had been brought to Mollenhauer's attention by Stener himself. It was Mollenhauer, not Butler who saw that by taking advantage of Cowperwood's situation, he might save the local party from blame, and at the same time most likely fleece Cowperwood out of his street-railway shares without letting Butler or Simpson know anything about it. The thing to do was to terrorize him with a private threat of prosecution.

Butler was not long in arriving, and apologized for the delay. Concealing his recent grief behind as jaunty an air as possible, he began with:

"It's a lively life I'm leadin', what with every bank in the city wantin' to know how their loans are goin' to be taken care of." He took a cigar and struck a match.

"It does look a little threatening," said Senator Simpson, smiling. "Sit down. I have just been talking with Avery Stone, of Jay Cooke & Company, and he tells me that the talk in Third Street about Stener's connection with this Cowperwood failure is growing very strong, and that the newspapers are bound to take up the matter shortly, unless something is done about it. I am sure that the news will also reach Mr. Wheat, of the Citizens' Reform Association, very shortly. We ought to decide now, gentlemen, what we propose to do. One thing, I am sure, is to eliminate Stener from the ticket as quietly as possible. This really looks to me as if it might become a very serious issue, and we ought to be doing what we can now to offset its effect later."

Mollenhauer pulled a long breath through his cigar, and blew it out in a rolling steel-blue cloud. He studied the tapestry on the opposite wall but said nothing.

"There is one thing sure," continued Senator Simpson, after a time, seeing that no one else spoke, "and that is, if we do not begin a prosecution on our own account within a reasonable time, some one else is apt to; and that would put rather a bad face on the matter. My own opinion would be that we wait until it is very plain that prosecution is going to be undertaken by some one else—possibly the Municipal Reform Association—but that we stand ready to step in and act in such a way as to make it look as though we had been planning to do it all the time. The thing to do is to gain time; and so I would suggest that it be made as difficult as possible to get at the treasurer's books. An investigation there, if it begins at all—as I think is very likely—should be very slow in producing the facts."

The Senator was not at all for mincing words with his important confreres, when it came to vital issues. He preferred, in his grandiloquent way, to call a spade a spade.

"Now that sounds like very good sense to me," said Butler, sinking a little lower in his chair for comfort's sake, and concealing his true mood in regard to all this. "The boys could easily make that investigation last three weeks, I should think. They're slow enough with everything else, if me memory doesn't fail me." At the same time he was cogitating as to how to inject the personality of Cowperwood and his speedy prosecution without appearing to be neglecting the general welfare of the local party too much.

"Yes, that isn't a bad idea," said Mollenhauer, solemnly, blowing a ring of smoke, and thinking how to keep Cowperwood's especial offense from coming up at this conference and until after he had seen him.

"We ought to map out our program very carefully," continued Senator Simpson, "so that if we are compelled to act we can do so very quickly. I believe myself that this thing is certain to come to an issue within a week, if not sooner, and we have no time to lose. If my advice were followed now, I should have the mayor write the treasurer a letter asking for information, and the treasurer write the mayor his answer, and also have the mayor, with the authority of the common council, suspend the treasurer for the time being—I think we have the authority to do that—or, at least, take over his principal duties but without for the time being, anyhow, making any of these transactions public—until we have to, of course. We ought to be ready with these letters to show to the newspapers at once, in case this action is forced upon us."

"I could have those letters prepared, if you gentlemen have no objection," put in Mollenhauer, quietly, but quickly.

"Well, that strikes me as sinsible," said Butler, easily. "It's about the only thing we can do under the circumstances, unless we could find some one else to blame it on, and I have a suggestion to make in that direction. Maybe we're not as helpless as we might be, all things considered."

There was a slight gleam of triumph in his eye as he said this, at the same time that there was a slight shadow of disappointment in Mollenhauer's. So Butler knew, and probably Simpson, too.

"Just what do you mean?" asked the Senator, looking at Butler interestedly. He knew nothing of the sixty-thousand-dollar check transaction. He had not followed the local treasury dealings very closely, nor had he talked to either of his confreres since the original conference between them. "There haven't been any outside parties mixed up with this, have there?" His own shrewd, political mind was working.

"No-o. I wouldn't call him an outside party, exactly, Senator," went on Butler suavely. "It's Cowperwood himself I'm thinkin' of. There's somethin' that has come up since I saw you gentlemen last that makes me think that perhaps that young man isn't as innocent as he might be. It looks to me as though he was the ringleader in this business, as though he had been leadin' Stener on against his will. I've been lookin' into the matter on me own account, and as far as I can make out this man Stener isn't as much to blame as I thought. From all I can learn, Cowperwood's been threatenin' Stener with one thing and another if he didn't give him more money, and only the other day he got a big sum on false pretinses, which might make him equally guilty with Stener. There's sixty-thousand dollars of city loan certificates that has been paid for that aren't in the sinking-fund. And since the reputation of the party's in danger this fall, I don't see that we need to have any particular consideration for him." He paused, strong in the conviction that he had sent a most dangerous arrow flying in the direction of Cowperwood, as indeed he had. Yet at this moment, both the Senator and Mollenhauer were not a little surprised, seeing at their last meeting he had appeared rather friendly to the young banker, and this recent discovery seemed scarcely any occasion for a vicious attitude on his part. Mollenhauer in particular was surprised, for he had been looking on Butler's friendship for Cowperwood as a possible stumbling block.

"Um-m, you don't tell me," observed Senator Simpson, thoughtfully, stroking his mouth with his pale hand.

"Yes, I can confirm that," said Mollenhauer, quietly, seeing his own little private plan of browbeating Cowperwood out of his street-railway shares going glimmering. "I had a talk with Stener the other day about this very matter, and he told me that Cowperwood had been trying to force him to give him three hundred thousand dollars more, and that when he refused Cowperwood managed to get sixty thousand dollars further without his knowledge or consent."

"How could he do that?" asked Senator Simpson, incredulously. Mollenhauer explained the transaction.

"Oh," said the Senator, when Mollenhauer had finished, "that indicates a rather sharp person, doesn't it? And the certificates are not in the sinking-fund, eh?"

"They're not," chimed in Butler, with considerable enthusiasm.

"Well, I must say," said Simpson, rather relieved in his manner, "this looks like a rather good thing than not to me. A scapegoat possibly. We need something like this. I see no reason under the circumstances for trying to protect Mr. Cowperwood. We might as well try to make a point of that, if we have to. The newspapers might just as well talk loud about that as anything else. They are bound to talk; and if we give them the right angle, I think that the election might well come and go before the matter could be reasonably cleared up, even though Mr. Wheat does interfere. I will be glad to undertake to see what can be done with the papers."

"Well, that bein' the case," said Butler, "I don't see that there's so much more we can do now; but I do think it will be a mistake if Cowperwood isn't punished with the other one. He's equally guilty with Stener, if not more so, and I for one want to see him get what he deserves. He belongs in the penitentiary, and that's where he'll go if I have my say." Both Mollenhauer and Simpson turned a reserved and inquiring eye on their usually genial associate. What could be the reason for his sudden determination to have Cowperwood punished? Cowperwood, as Mollenhauer and Simpson saw it, and as Butler would ordinarily have seen it, was well within his human, if not his strictly legal rights. They did not blame him half as much for trying to do what he had done as they blamed Stener for letting him do it. But, since Butler felt as he did, and there was an actual technical crime here, they were perfectly willing that the party should have the advantage of it, even if Cowperwood went to the penitentiary.

"You may be right," said Senator Simpson, cautiously. "You might have those letters prepared, Henry; and if we have to bring any action at all against anybody before election, it would, perhaps, be advisable to bring it against Cowperwood. Include Stener if you have to but not unless you have to. I leave it to you two, as I am compelled to start for Pittsburg next Friday; but I know you will not overlook any point."

The Senator arose. His time was always valuable. Butler was highly gratified by what he had accomplished. He had succeeded in putting the triumvirate on record against Cowperwood as the first victim, in case of any public disturbance or demonstration against the party. All that was now necessary was for that disturbance to manifest itself; and, from what he could see of local conditions, it was not far off. There was now the matter of Cowperwood's disgruntled creditors to look into; and if by buying in these he should succeed in preventing the financier from resuming business, he would have him in a very precarious condition indeed. It was a sad day for Cowperwood, Butler thought—the day he had first tried to lead Aileen astray—and the time was not far off when he could prove it to him.



Chapter XXXIII

In the meantime Cowperwood, from what he could see and hear, was becoming more and more certain that the politicians would try to make a scapegoat of him, and that shortly. For one thing, Stires had called only a few days after he closed his doors and imparted a significant bit of information. Albert was still connected with the city treasury, as was Stener, and engaged with Sengstack and another personal appointee of Mollenhauer's in going over the treasurer's books and explaining their financial significance. Stires had come to Cowperwood primarily to get additional advice in regard to the sixty-thousand-dollar check and his personal connection with it. Stener, it seemed, was now threatening to have his chief clerk prosecuted, saying that he was responsible for the loss of the money and that his bondsmen could be held responsible. Cowperwood had merely laughed and assured Stires that there was nothing to this.

"Albert," he had said, smilingly, "I tell you positively, there's nothing in it. You're not responsible for delivering that check to me. I'll tell you what you do, now. Go and consult my lawyer—Steger. It won't cost you a cent, and he'll tell you exactly what to do. Now go on back and don't worry any more about it. I am sorry this move of mine has caused you so much trouble, but it's a hundred to one you couldn't have kept your place with a new city treasurer, anyhow, and if I see any place where you can possibly fit in later, I'll let you know."

Another thing that made Cowperwood pause and consider at this time was a letter from Aileen, detailing a conversation which had taken place at the Butler dinner table one evening when Butler, the elder, was not at home. She related how her brother Owen in effect had stated that they—the politicians—her father, Mollenhauer, and Simpson, were going to "get him yet" (meaning Cowperwood), for some criminal financial manipulation of something—she could not explain what—a check or something. Aileen was frantic with worry. Could they mean the penitentiary, she asked in her letter? Her dear lover! Her beloved Frank! Could anything like this really happen to him?

His brow clouded, and he set his teeth with rage when he read her letter. He would have to do something about this—see Mollenhauer or Simpson, or both, and make some offer to the city. He could not promise them money for the present—only notes—but they might take them. Surely they could not be intending to make a scapegoat of him over such a trivial and uncertain matter as this check transaction! When there was the five hundred thousand advanced by Stener, to say nothing of all the past shady transactions of former city treasurers! How rotten! How political, but how real and dangerous.

But Simpson was out of the city for a period of ten days, and Mollenhauer, having in mind the suggestion made by Butler in regard to utilizing Cowperwood's misdeed for the benefit of the party, had already moved as they had planned. The letters were ready and waiting. Indeed, since the conference, the smaller politicians, taking their cue from the overlords, had been industriously spreading the story of the sixty-thousand-dollar check, and insisting that the burden of guilt for the treasury defalcation, if any, lay on the banker. The moment Mollenhauer laid eyes on Cowperwood he realized, however, that he had a powerful personality to deal with. Cowperwood gave no evidence of fright. He merely stated, in his bland way, that he had been in the habit of borrowing money from the city treasury at a low rate of interest, and that this panic had involved him so that he could not possibly return it at present.

"I have heard rumors, Mr. Mollenhauer," he said, "to the effect that some charge is to be brought against me as a partner with Mr. Stener in this matter; but I am hoping that the city will not do that, and I thought I might enlist your influence to prevent it. My affairs are not in a bad way at all, if I had a little time to arrange matters. I am making all of my creditors an offer of fifty cents on the dollar now, and giving notes at one, two, and three years; but in this matter of the city treasury loans, if I could come to terms, I would be glad to make it a hundred cents—only I would want a little more time. Stocks are bound to recover, as you know, and, barring my losses at this time, I will be all right. I realize that the matter has gone pretty far already. The newspapers are likely to start talking at any time, unless they are stopped by those who can control them." (He looked at Mollenhauer in a complimentary way.) "But if I could be kept out of the general proceedings as much as possible, my standing would not be injured, and I would have a better chance of getting on my feet. It would be better for the city, for then I could certainly pay it what I owe it." He smiled his most winsome and engaging smile. And Mollenhauer seeing him for the first time, was not unimpressed. Indeed he looked at this young financial David with an interested eye. If he could have seen a way to accept this proposition of Cowperwood's, so that the money offered would have been eventually payable to him, and if Cowperwood had had any reasonable prospect of getting on his feet soon, he would have considered carefully what he had to say. For then Cowperwood could have assigned his recovered property to him. As it was, there was small likelihood of this situation ever being straightened out. The Citizens' Municipal Reform Association, from all he could hear, was already on the move—investigating, or about to, and once they had set their hands to this, would unquestionably follow it closely to the end.

"The trouble with this situation, Mr. Cowperwood," he said, affably, "is that it has gone so far that it is practically out of my hands. I really have very little to do with it. I don't suppose, though, really, it is this matter of the five-hundred-thousand-dollar loan that is worrying you so much, as it is this other matter of the sixty-thousand-dollar check you received the other day. Mr. Stener insists that you secured that illegally, and he is very much wrought up about it. The mayor and the other city officials know of it now, and they may force some action. I don't know."

Mollenhauer was obviously not frank in his attitude—a little bit evasive in his sly reference to his official tool, the mayor; and Cowperwood saw it. It irritated him greatly, but he was tactful enough to be quite suave and respectful.

"I did get a check for sixty thousand dollars, that's true," he replied, with apparent frankness, "the day before I assigned. It was for certificates I had purchased, however, on Mr. Stener's order, and was due me. I needed the money, and asked for it. I don't see that there is anything illegal in that."

"Not if the transaction was completed in all its details," replied Mollenhauer, blandly. "As I understand it, the certificates were bought for the sinking-fund, and they are not there. How do you explain that?"

"An oversight, merely," replied Cowperwood, innocently, and quite as blandly as Mollenhauer. "They would have been there if I had not been compelled to assign so unexpectedly. It was not possible for me to attend to everything in person. It has not been our custom to deposit them at once. Mr. Stener will tell you that, if you ask him."

"You don't say," replied Mollenhauer. "He did not give me that impression. However, they are not there, and I believe that that makes some difference legally. I have no interest in the matter one way or the other, more than that of any other good Republican. I don't see exactly what I can do for you. What did you think I could do?"

"I don't believe you can do anything for me, Mr. Mollenhauer," replied Cowperwood, a little tartly, "unless you are willing to deal quite frankly with me. I am not a beginner in politics in Philadelphia. I know something about the powers in command. I thought that you could stop any plan to prosecute me in this matter, and give me time to get on my feet again. I am not any more criminally responsible for that sixty thousand dollars than I am for the five hundred thousand dollars that I had as loan before it—not as much so. I did not create this panic. I did not set Chicago on fire. Mr. Stener and his friends have been reaping some profit out of dealing with me. I certainly was entitled to make some effort to save myself after all these years of service, and I can't understand why I should not receive some courtesy at the hands of the present city administration, after I have been so useful to it. I certainly have kept city loan at par; and as for Mr. Stener's money, he has never wanted for his interest on that, and more than his interest."

"Quite so," replied Mollenhauer, looking Cowperwood in the eye steadily and estimating the force and accuracy of the man at their real value. "I understand exactly how it has all come about, Mr. Cowperwood. No doubt Mr. Stener owes you a debt of gratitude, as does the remainder of the city administration. I'm not saying what the city administration ought or ought not do. All I know is that you find yourself wittingly or unwittingly in a dangerous situation, and that public sentiment in some quarters is already very strong against you. I personally have no feeling one way or the other, and if it were not for the situation itself, which looks to be out of hand, would not be opposed to assisting you in any reasonable way. But how? The Republican party is in a very bad position, so far as this election is concerned. In a way, however innocently, you have helped to put it there, Mr. Cowperwood. Mr. Butler, for some reason to which I am not a party, seems deeply and personally incensed. And Mr. Butler is a great power here—" (Cowperwood began to wonder whether by any chance Butler had indicated the nature of his social offense against himself, but he could not bring himself to believe that. It was not probable.) "I sympathize with you greatly, Mr. Cowperwood, but what I suggest is that you first See Mr. Butler and Mr. Simpson. If they agree to any program of aid, I will not be opposed to joining. But apart from that I do not know exactly what I can do. I am only one of those who have a slight say in the affairs of Philadelphia."

At this point, Mollenhauer rather expected Cowperwood to make an offer of his own holdings, but he did not. Instead he said, "I'm very much obliged to you, Mr. Mollenhauer, for the courtesy of this interview. I believe you would help me if you could. I shall just have to fight it out the best way I can. Good day."

And he bowed himself out. He saw clearly how hopeless was his quest.

In the meanwhile, finding that the rumors were growing in volume and that no one appeared to be willing to take steps to straighten the matter out, Mr. Skelton C. Wheat, President of the Citizens' Municipal Reform Association, was, at last and that by no means against his will, compelled to call together the committee of ten estimable Philadelphians of which he was chairman, in a local committee-hall on Market Street, and lay the matter of the Cowperwood failure before it.

"It strikes me, gentlemen," he announced, "that this is an occasion when this organization can render a signal service to the city and the people of Philadelphia, and prove the significance and the merit of the title originally selected for it, by making such a thoroughgoing investigation as will bring to light all the facts in this case, and then by standing vigorously behind them insist that such nefarious practices as we are informed were indulged in in this case shall cease. I know it may prove to be a difficult task. The Republican party and its local and State interests are certain to be against us. Its leaders are unquestionably most anxious to avoid comment and to have their ticket go through undisturbed, and they will not contemplate with any equanimity our opening activity in this matter; but if we persevere, great good will surely come of it. There is too much dishonesty in public life as it is. There is a standard of right in these matters which cannot permanently be ignored, and which must eventually be fulfilled. I leave this matter to your courteous consideration."

Mr. Wheat sat down, and the body before him immediately took the matter which he proposed under advisement. It was decided to appoint a subcommittee "to investigate" (to quote the statement eventually given to the public) "the peculiar rumors now affecting one of the most important and distinguished offices of our municipal government," and to report at the next meeting, which was set for the following evening at nine o'clock. The meeting adjourned, and the following night at nine reassembled, four individuals of very shrewd financial judgment having meantime been about the task assigned them. They drew up a very elaborate statement, not wholly in accordance with the facts, but as nearly so as could be ascertained in so short a space of time.

"It appears [read the report, after a preamble which explained why the committee had been appointed] that it has been the custom of city treasurers for years, when loans have been authorized by councils, to place them in the hands of some favorite broker for sale, the broker accounting to the treasurer for the moneys received by such sales at short periods, generally the first of each month. In the present case Frank A. Cowperwood has been acting as such broker for the city treasurer. But even this vicious and unbusiness-like system appears not to have been adhered to in the case of Mr. Cowperwood. The accident of the Chicago fire, the consequent depression of stock values, and the subsequent failure of Mr. Frank A. Cowperwood have so involved matters temporarily that the committee has not been able to ascertain with accuracy that regular accounts have been rendered; but from the manner in which Mr. Cowperwood has had possession of bonds (city loan) for hypothecation, etc., it would appear that he has been held to no responsibility in these matters, and that there have always been under his control several hundred thousand dollars of cash or securities belonging to the city, which he has manipulated for various purposes; but the details of the results of these transactions are not easily available.

"Some of the operations consisted of hypothecation of large amounts of these loans before the certificates were issued, the lender seeing that the order for the hypothecated securities was duly made to him on the books of the treasurer. Such methods appear to have been occurring for a long time, and it being incredible that the city treasurer could be unaware of the nature of the business, there is indication of a complicity between him and Mr. Cowperwood to benefit by the use of the city credit, in violation of the law.

"Furthermore, at the very time these hypothecations were being made, and the city paying interest upon such loans, the money representing them was in the hands of the treasurer's broker and bearing no interest to the city. The payment of municipal warrants was postponed, and they were being purchased at a discount in large amounts by Mr. Cowperwood with the very money that should have been in the city treasury. The bona fide holders of the orders for certificates of loans are now unable to obtain them, and thus the city's credit is injured to a greater extent than the present defalcation, which amounts to over five hundred thousand dollars. An accountant is now at work on the treasurer's books, and a few days should make clear the whole modus operandi. It is hoped that the publicity thus obtained will break up such vicious practices."

There was appended to this report a quotation from the law governing the abuse of a public trust; and the committee went on to say that, unless some taxpayer chose to initiate proceedings for the prosecution of those concerned, the committee itself would be called upon to do so, although such action hardly came within the object for which it was formed.

This report was immediately given to the papers. Though some sort of a public announcement had been anticipated by Cowperwood and the politicians, this was, nevertheless, a severe blow. Stener was beside himself with fear. He broke into a cold sweat when he saw the announcement which was conservatively headed, "Meeting of the Municipal Reform Association." All of the papers were so closely identified with the political and financial powers of the city that they did not dare to come out openly and say what they thought. The chief facts had already been in the hands of the various editors and publishers for a week and more, but word had gone around from Mollenhauer, Simpson, and Butler to use the soft pedal for the present. It was not good for Philadelphia, for local commerce, etc., to make a row. The fair name of the city would be smirched. It was the old story.

At once the question was raised as to who was really guilty, the city treasurer or the broker, or both. How much money had actually been lost? Where had it gone? Who was Frank Algernon Cowperwood, anyway? Why was he not arrested? How did he come to be identified so closely with the financial administration of the city? And though the day of what later was termed "yellow journalism" had not arrived, and the local papers were not given to such vital personal comment as followed later, it was not possible, even bound as they were, hand and foot, by the local political and social magnates, to avoid comment of some sort. Editorials had to be written. Some solemn, conservative references to the shame and disgrace which one single individual could bring to a great city and a noble political party had to be ventured upon.

That desperate scheme to cast the blame on Cowperwood temporarily, which had been concocted by Mollenhauer, Butler, and Simpson, to get the odium of the crime outside the party lines for the time being, was now lugged forth and put in operation. It was interesting and strange to note how quickly the newspapers, and even the Citizens' Municipal Reform Association, adopted the argument that Cowperwood was largely, if not solely, to blame. Stener had loaned him the money, it is true—had put bond issues in his hands for sale, it is true, but somehow every one seemed to gain the impression that Cowperwood had desperately misused the treasurer. The fact that he had taken a sixty-thousand-dollar check for certificates which were not in the sinking-fund was hinted at, though until they could actually confirm this for themselves both the newspapers and the committee were too fearful of the State libel laws to say so.

In due time there were brought forth several noble municipal letters, purporting to be a stern call on the part of the mayor, Mr. Jacob Borchardt, on Mr. George W. Stener for an immediate explanation of his conduct, and the latter's reply, which were at once given to the newspapers and the Citizens' Municipal Reform Association. These letters were enough to show, so the politicians figured, that the Republican party was anxious to purge itself of any miscreant within its ranks, and they also helped to pass the time until after election.

OFFICE OF THE MAYOR OF THE CITY OF PHILADELPHIA

GEORGE W. STENER, ESQ., October 18, 1871. City Treasurer.

DEAR SIR,—Information has been given me that certificates of city loan to a large amount, issued by you for sale on account of the city, and, I presume, after the usual requisition from the mayor of the city, have passed out of your custody, and that the proceeds of the sale of said certificates have not been paid into the city treasury.

I have also been informed that a large amount of the city's money has been permitted to pass into the hands of some one or more brokers or bankers doing business on Third Street, and that said brokers or bankers have since met with financial difficulties, whereby, and by reason of the above generally, the interests of the city are likely to be very seriously affected.

I have therefore to request that you will promptly advise me of the truth or falsity of these statements, so that such duties as devolve upon me as the chief magistrate of the city, in view of such facts, if they exist, may be intelligently discharged. Yours respectfully,

JACOB BORCHARDT, Mayor of Philadelphia.

OFFICE OF THE TREASURER OF THE CITY OF PHILADELPHIA

HON. JACOB BORCHARDT. October 19, 1871.

DEAR SIR,—I have to acknowledge the receipt of your communication of the 21st instant, and to express my regret that I cannot at this time give you the information you ask. There is undoubtedly an embarrassment in the city treasury, owing to the delinquency of the broker who for several years past has negotiated the city loans, and I have been, since the discovery of this fact, and still am occupied in endeavoring to avert or lessen the loss with which the city is threatened. I am, very respectfully, GEORGE W. STENER.

OFFICE OF THE MAYOR OF THE CITY OF PHILADELPHIA

GEORGE W. STENER, ESQ., October 21, 1871. City Treasurer.

DEAR SIR—Under the existing circumstances you will consider this as a notice of withdrawal and revocation of any requisition or authority by me for the sale of loan, so far as the same has not been fulfilled. Applications for loans may for the present be made at this office. Very respectfully,

JACOB BORCHARDT, Mayor of Philadelphia.

And did Mr. Jacob Borchardt write the letters to which his name was attached? He did not. Mr. Abner Sengstack wrote them in Mr. Mollenhauer's office, and Mr. Mollenhauer's comment when he saw them was that he thought they would do—that they were very good, in fact. And did Mr. George W. Stener, city treasurer of Philadelphia, write that very politic reply? He did not. Mr. Stener was in a state of complete collapse, even crying at one time at home in his bathtub. Mr. Abner Sengstack wrote that also, and had Mr. Stener sign it. And Mr. Mollenhauer's comment on that, before it was sent, was that he thought it was "all right." It was a time when all the little rats and mice were scurrying to cover because of the presence of a great, fiery-eyed public cat somewhere in the dark, and only the older and wiser rats were able to act.

Indeed, at this very time and for some days past now, Messrs. Mollenhauer, Butler, and Simpson were, and had been, considering with Mr. Pettie, the district attorney, just what could be done about Cowperwood, if anything, and in order to further emphasize the blame in that direction, and just what defense, if any, could be made for Stener. Butler, of course, was strong for Cowperwood's prosecution. Pettie did not see that any defense could be made for Stener, since various records of street-car stocks purchased for him were spread upon Cowperwood's books; but for Cowperwood—"Let me see," he said. They were speculating, first of all, as to whether it might not be good policy to arrest Cowperwood, and if necessary try him, since his mere arrest would seem to the general public, at least, positive proof of his greater guilt, to say nothing of the virtuous indignation of the administration, and in consequence might tend to divert attention from the evil nature of the party until after election.

So finally, on the afternoon of October 26, 1871, Edward Strobik, president of the common council of Philadelphia, appeared before the mayor, as finally ordered by Mollenhauer, and charged by affidavit that Frank A. Cowperwood, as broker, employed by the treasurer to sell the bonds of the city, had committed embezzlement and larceny as bailee. It did not matter that he charged George W. Stener with embezzlement at the same time. Cowperwood was the scapegoat they were after.



Chapter XXXIV

The contrasting pictures presented by Cowperwood and Stener at this time are well worth a moment's consideration. Stener's face was grayish-white, his lips blue. Cowperwood, despite various solemn thoughts concerning a possible period of incarceration which this hue and cry now suggested, and what that meant to his parents, his wife and children, his business associates, and his friends, was as calm and collected as one might assume his great mental resources would permit him to be. During all this whirl of disaster he had never once lost his head or his courage. That thing conscience, which obsesses and rides some people to destruction, did not trouble him at all. He had no consciousness of what is currently known as sin. There were just two faces to the shield of life from the point of view of his peculiar mind-strength and weakness. Right and wrong? He did not know about those. They were bound up in metaphysical abstrusities about which he did not care to bother. Good and evil? Those were toys of clerics, by which they made money. And as for social favor or social ostracism which, on occasion, so quickly followed upon the heels of disaster of any kind, well, what was social ostracism? Had either he or his parents been of the best society as yet? And since not, and despite this present mix-up, might not the future hold social restoration and position for him? It might. Morality and immorality? He never considered them. But strength and weakness—oh, yes! If you had strength you could protect yourself always and be something. If you were weak—pass quickly to the rear and get out of the range of the guns. He was strong, and he knew it, and somehow he always believed in his star. Something—he could not say what—it was the only metaphysics he bothered about—was doing something for him. It had always helped him. It made things come out right at times. It put excellent opportunities in his way. Why had he been given so fine a mind? Why always favored financially, personally? He had not deserved it—earned it. Accident, perhaps, but somehow the thought that he would always be protected—these intuitions, the "hunches" to act which he frequently had—could not be so easily explained. Life was a dark, insoluble mystery, but whatever it was, strength and weakness were its two constituents. Strength would win—weakness lose. He must rely on swiftness of thought, accuracy, his judgment, and on nothing else. He was really a brilliant picture of courage and energy—moving about briskly in a jaunty, dapper way, his mustaches curled, his clothes pressed, his nails manicured, his face clean-shaven and tinted with health.

In the meantime, Cowperwood had gone personally to Skelton C. Wheat and tried to explain his side of the situation, alleging that he had done no differently from many others before him, but Wheat was dubious. He did not see how it was that the sixty thousand dollars' worth of certificates were not in the sinking-fund. Cowperwood's explanation of custom did not avail. Nevertheless, Mr. Wheat saw that others in politics had been profiting quite as much as Cowperwood in other ways and he advised Cowperwood to turn state's evidence. This, however, he promptly refused to do—he was no "squealer," and indicated as much to Mr. Wheat, who only smiled wryly.

Butler, Sr., was delighted (concerned though he was about party success at the polls), for now he had this villain in the toils and he would have a fine time getting out of this. The incoming district attorney to succeed David Pettie if the Republican party won would be, as was now planned, an appointee of Butler's—a young Irishman who had done considerable legal work for him—one Dennis Shannon. The other two party leaders had already promised Butler that. Shannon was a smart, athletic, good-looking fellow, all of five feet ten inches in height, sandy-haired, pink-cheeked, blue-eyed, considerable of an orator and a fine legal fighter. He was very proud to be in the old man's favor—to be promised a place on the ticket by him—and would, he said, if elected, do his bidding to the best of his knowledge and ability.

There was only one fly in the ointment, so far as some of the politicians were concerned, and that was that if Cowperwood were convicted, Stener must needs be also. There was no escape in so far as any one could see for the city treasurer. If Cowperwood was guilty of securing by trickery sixty thousand dollars' worth of the city money, Stener was guilty of securing five hundred thousand dollars. The prison term for this was five years. He might plead not guilty, and by submitting as evidence that what he did was due to custom save himself from the odious necessity of pleading guilty; but he would be convicted nevertheless. No jury could get by the fact in regard to him. In spite of public opinion, when it came to a trial there might be considerable doubt in Cowperwood's case. There was none in Stener's.

The practical manner in which the situation was furthered, after Cowperwood and Stener were formally charged may be quickly noted. Steger, Cowperwood's lawyer, learned privately beforehand that Cowperwood was to be prosecuted. He arranged at once to have his client appear before any warrant could be served, and to forestall the newspaper palaver which would follow it if he had to be searched for.

The mayor issued a warrant for Cowperwood's arrest, and, in accordance with Steger's plan, Cowperwood immediately appeared before Borchardt in company with his lawyer and gave bail in twenty thousand dollars (W. C. Davison, president of the Girard National Bank, being his surety), for his appearance at the central police station on the following Saturday for a hearing. Marcus Oldslaw, a lawyer, had been employed by Strobik as president of the common council, to represent him in prosecuting the case for the city. The mayor looked at Cowperwood curiously, for he, being comparatively new to the political world of Philadelphia, was not so familiar with him as others were; and Cowperwood returned the look pleasantly enough.

"This is a great dumb show, Mr. Mayor," he observed once to Borchardt, quietly, and the latter replied, with a smile and a kindly eye, that as far as he was concerned, it was a form of procedure which was absolutely unavoidable at this time.

"You know how it is, Mr. Cowperwood," he observed. The latter smiled. "I do, indeed," he said.

Later there followed several more or less perfunctory appearances in a local police court, known as the Central Court, where when arraigned he pleaded not guilty, and finally his appearance before the November grand jury, where, owing to the complicated nature of the charge drawn up against him by Pettie, he thought it wise to appear. He was properly indicted by the latter body (Shannon, the newly elected district attorney, making a demonstration in force), and his trial ordered for December 5th before a certain Judge Payderson in Part I of Quarter Sessions, which was the local branch of the State courts dealing with crimes of this character. His indictment did not occur, however, before the coming and going of the much-mooted fall election, which resulted, thanks to the clever political manipulations of Mollenhauer and Simpson (ballot-box stuffing and personal violence at the polls not barred), in another victory, by, however, a greatly reduced majority. The Citizens' Municipal Reform Association, in spite of a resounding defeat at the polls, which could not have happened except by fraud, continued to fire courageously away at those whom it considered to be the chief malefactors.

Aileen Butler, during all this time, was following the trend of Cowperwood's outward vicissitudes as heralded by the newspapers and the local gossip with as much interest and bias and enthusiasm for him as her powerful physical and affectional nature would permit. She was no great reasoner where affection entered in, but shrewd enough without it; and, although she saw him often and he told her much—as much as his natural caution would permit—she yet gathered from the newspapers and private conversation, at her own family's table and elsewhere, that, as bad as they said he was, he was not as bad as he might be. One item only, clipped from the Philadelphia Public Ledger soon after Cowperwood had been publicly accused of embezzlement, comforted and consoled her. She cut it out and carried it in her bosom; for, somehow, it seemed to show that her adored Frank was far more sinned against than sinning. It was a part of one of those very numerous pronunciamientos or reports issued by the Citizens' Municipal Reform Association, and it ran:

"The aspects of the case are graver than have yet been allowed to reach the public. Five hundred thousand dollars of the deficiency arises not from city bonds sold and not accounted for, but from loans made by the treasurer to his broker. The committee is also informed, on what it believes to be good authority, that the loans sold by the broker were accounted for in the monthly settlements at the lowest prices current during the month, and that the difference between this rate and that actually realized was divided between the treasurer and the broker, thus making it to the interest of both parties to 'bear' the market at some time during the month, so as to obtain a low quotation for settlement. Nevertheless, the committee can only regard the prosecution instituted against the broker, Mr. Cowperwood, as an effort to divert public attention from more guilty parties while those concerned may be able to 'fix' matters to suit themselves."

"There," thought Aileen, when she read it, "there you have it." These politicians—her father among them as she gathered after his conversation with her—were trying to put the blame of their own evil deeds on her Frank. He was not nearly as bad as he was painted. The report said so. She gloated over the words "an effort to divert public attention from more guilty parties." That was just what her Frank had been telling her in those happy, private hours when they had been together recently in one place and another, particularly the new rendezvous in South Sixth Street which he had established, since the old one had to be abandoned. He had stroked her rich hair, caressed her body, and told her it was all a prearranged political scheme to cast the blame as much as possible on him and make it as light as possible for Stener and the party generally. He would come out of it all right, he said, but he cautioned her not to talk. He did not deny his long and profitable relations with Stener. He told her exactly how it was. She understood, or thought she did. Anyhow, her Frank was telling her, and that was enough.

As for the two Cowperwood households, so recently and pretentiously joined in success, now so gloomily tied in failure, the life was going out of them. Frank Algernon was that life. He was the courage and force of his father: the spirit and opportunity of his brothers, the hope of his children, the estate of his wife, the dignity and significance of the Cowperwood name. All that meant opportunity, force, emolument, dignity, and happiness to those connected with him, he was. And his marvelous sun was waning apparently to a black eclipse.

Since the fatal morning, for instance, when Lillian Cowperwood had received that utterly destructive note, like a cannonball ripping through her domestic affairs, she had been walking like one in a trance. Each day now for weeks she had been going about her duties placidly enough to all outward seeming, but inwardly she was running with a troubled tide of thought. She was so utterly unhappy. Her fortieth year had come for her at a time when life ought naturally to stand fixed and firm on a solid base, and here she was about to be torn bodily from the domestic soil in which she was growing and blooming, and thrown out indifferently to wither in the blistering noonday sun of circumstance.

As for Cowperwood, Senior, his situation at his bank and elsewhere was rapidly nearing a climax. As has been said, he had had tremendous faith in his son; but he could not help seeing that an error had been committed, as he thought, and that Frank was suffering greatly for it now. He considered, of course, that Frank had been entitled to try to save himself as he had; but he so regretted that his son should have put his foot into the trap of any situation which could stir up discussion of the sort that was now being aroused. Frank was wonderfully brilliant. He need never have taken up with the city treasurer or the politicians to have succeeded marvelously. Local street-railways and speculative politicians were his undoing. The old man walked the floor all of the days, realizing that his sun was setting, that with Frank's failure he failed, and that this disgrace—these public charges—meant his own undoing. His hair had grown very gray in but a few weeks, his step slow, his face pallid, his eyes sunken. His rather showy side-whiskers seemed now like flags or ornaments of a better day that was gone. His only consolation through it all was that Frank had actually got out of his relationship with the Third National Bank without owing it a single dollar. Still as he knew the directors of that institution could not possibly tolerate the presence of a man whose son had helped loot the city treasury, and whose name was now in the public prints in this connection. Besides, Cowperwood, Sr., was too old. He ought to retire.

The crisis for him therefore came on the day when Frank was arrested on the embezzlement charge. The old man, through Frank, who had it from Steger, knew it was coming, still had the courage to go to the bank but it was like struggling under the weight of a heavy stone to do it. But before going, and after a sleepless night, he wrote his resignation to Frewen Kasson, the chairman of the board of directors, in order that he should be prepared to hand it to him, at once. Kasson, a stocky, well-built, magnetic man of fifty, breathed an inward sigh of relief at the sight of it.

"I know it's hard, Mr. Cowperwood," he said, sympathetically. "We—and I can speak for the other members of the board—we feel keenly the unfortunate nature of your position. We know exactly how it is that your son has become involved in this matter. He is not the only banker who has been involved in the city's affairs. By no means. It is an old system. We appreciate, all of us, keenly, the services you have rendered this institution during the past thirty-five years. If there were any possible way in which we could help to tide you over the difficulties at this time, we would be glad to do so, but as a banker yourself you must realize just how impossible that would be. Everything is in a turmoil. If things were settled—if we knew how soon this would blow over—" He paused, for he felt that he could not go on and say that he or the bank was sorry to be forced to lose Mr. Cowperwood in this way at present. Mr. Cowperwood himself would have to speak.

During all this Cowperwood, Sr., had been doing his best to pull himself together in order to be able to speak at all. He had gotten out a large white linen handkerchief and blown his nose, and had straightened himself in his chair, and laid his hands rather peacefully on his desk. Still he was intensely wrought up.

"I can't stand this!" he suddenly exclaimed. "I wish you would leave me alone now."

Kasson, very carefully dressed and manicured, arose and walked out of the room for a few moments. He appreciated keenly the intensity of the strain he had just witnessed. The moment the door was closed Cowperwood put his head in his hands and shook convulsively. "I never thought I'd come to this," he muttered. "I never thought it." Then he wiped away his salty hot tears, and went to the window to look out and to think of what else to do from now on.



Chapter XXXV

As time went on Butler grew more and more puzzled and restive as to his duty in regard to his daughter. He was sure by her furtive manner and her apparent desire to avoid him, that she was still in touch with Cowperwood in some way, and that this would bring about a social disaster of some kind. He thought once of going to Mrs. Cowperwood and having her bring pressure to bear on her husband, but afterwards he decided that that would not do. He was not really positive as yet that Aileen was secretly meeting Cowperwood, and, besides, Mrs. Cowperwood might not know of her husband's duplicity. He thought also of going to Cowperwood personally and threatening him, but that would be a severe measure, and again, as in the other case, he lacked proof. He hesitated to appeal to a detective agency, and he did not care to take the other members of the family into his confidence. He did go out and scan the neighborhood of 931 North Tenth Street once, looking at the house; but that helped him little. The place was for rent, Cowperwood having already abandoned his connection with it.

Finally he hit upon the plan of having Aileen invited to go somewhere some distance off—Boston or New Orleans, where a sister of his wife lived. It was a delicate matter to engineer, and in such matters he was not exactly the soul of tact; but he undertook it. He wrote personally to his wife's sister at New Orleans, and asked her if she would, without indicating in any way that she had heard from him, write his wife and ask if she would not permit Aileen to come and visit her, writing Aileen an invitation at the same time; but he tore the letter up. A little later he learned accidentally that Mrs. Mollenhauer and her three daughters, Caroline, Felicia, and Alta, were going to Europe early in December to visit Paris, the Riviera, and Rome; and he decided to ask Mollenhauer to persuade his wife to invite Norah and Aileen, or Aileen only, to go along, giving as an excuse that his own wife would not leave him, and that the girls ought to go. It would be a fine way of disposing of Aileen for the present. The party was to be gone six months. Mollenhauer was glad to do so, of course. The two families were fairly intimate. Mrs. Mollenhauer was willing—delighted from a politic point of view—and the invitation was extended. Norah was overjoyed. She wanted to see something of Europe, and had always been hoping for some such opportunity. Aileen was pleased from the point of view that Mrs. Mollenhauer should invite her. Years before she would have accepted in a flash. But now she felt that it only came as a puzzling interruption, one more of the minor difficulties that were tending to interrupt her relations with Cowperwood. She immediately threw cold water on the proposition, which was made one evening at dinner by Mrs. Butler, who did not know of her husband's share in the matter, but had received a call that afternoon from Mrs. Mollenhauer, when the invitation had been extended.

"She's very anxious to have you two come along, if your father don't mind," volunteered the mother, "and I should think ye'd have a fine time. They're going to Paris and the Riveera."

"Oh, fine!" exclaimed Norah. "I've always wanted to go to Paris. Haven't you, Ai? Oh, wouldn't that be fine?"

"I don't know that I want to go," replied Aileen. She did not care to compromise herself by showing any interest at the start. "It's coming on winter, and I haven't any clothes. I'd rather wait and go some other time."

"Oh, Aileen Butler!" exclaimed Norah. "How you talk! I've heard you say a dozen times you'd like to go abroad some winter. Now when the chance comes—besides you can get your clothes made over there."

"Couldn't you get somethin' over there?" inquired Mrs. Butler. "Besides, you've got two or three weeks here yet."

"They wouldn't want a man around as a sort of guide and adviser, would they, mother?" put in Callum.

"I might offer my services in that capacity myself," observed Owen, reservedly.

"I'm sure I don't know," returned Mrs. Butler, smiling, and at the same time chewing a lusty mouthful. "You'll have to ast 'em, my sons."

Aileen still persisted. She did not want to go. It was too sudden. It was this. It was that. Just then old Butler came in and took his seat at the head of the table. Knowing all about it, he was most anxious to appear not to.

"You wouldn't object, Edward, would you?" queried his wife, explaining the proposition in general.

"Object!" he echoed, with a well simulated but rough attempt at gayety. "A fine thing I'd be doing for meself—objectin'. I'd be glad if I could get shut of the whole pack of ye for a time."

"What talk ye have!" said his wife. "A fine mess you'd make of it livin' alone."

"I'd not be alone, belave me," replied Butler. "There's many a place I'd be welcome in this town—no thanks to ye."

"And there's many a place ye wouldn't have been if it hadn't been for me. I'm tellin' ye that," retorted Mrs. Butler, genially.

"And that's not stretchin' the troot much, aither," he answered, fondly.

Aileen was adamant. No amount of argument both on the part of Norah and her mother had any effect whatever. Butler witnessed the failure of his plan with considerable dissatisfaction, but he was not through. When he was finally convinced that there was no hope of persuading her to accept the Mollenhauer proposition, he decided, after a while, to employ a detective.

At that time, the reputation of William A. Pinkerton, of detective fame, and of his agency was great. The man had come up from poverty through a series of vicissitudes to a high standing in his peculiar and, to many, distasteful profession; but to any one in need of such in themselves calamitous services, his very famous and decidedly patriotic connection with the Civil War and Abraham Lincoln was a recommendation. He, or rather his service, had guarded the latter all his stormy incumbency at the executive mansion. There were offices for the management of the company's business in Philadelphia, Washington, and New York, to say nothing of other places. Butler was familiar with the Philadelphia sign, but did not care to go to the office there. He decided, once his mind was made up on this score, that he would go over to New York, where he was told the principal offices were.

He made the simple excuse one day of business, which was common enough in his case, and journeyed to New York—nearly five hours away as the trains ran then—arriving at two o'clock. At the offices on lower Broadway, he asked to see the manager, whom he found to be a large, gross-featured, heavy-bodied man of fifty, gray-eyed, gray-haired, puffily outlined as to countenance, but keen and shrewd, and with short, fat-fingered hands, which drummed idly on his desk as he talked. He was dressed in a suit of dark-brown wool cloth, which struck Butler as peculiarly showy, and wore a large horseshoe diamond pin. The old man himself invariably wore conservative gray.

"How do you do?" said Butler, when a boy ushered him into the presence of this worthy, whose name was Martinson—Gilbert Martinson, of American and Irish extraction. The latter nodded and looked at Butler shrewdly, recognizing him at once as a man of force and probably of position. He therefore rose and offered him a chair.

"Sit down," he said, studying the old Irishman from under thick, bushy eyebrows. "What can I do for you?"

"You're the manager, are you?" asked Butler, solemnly, eyeing the man with a shrewd, inquiring eye.

"Yes, sir," replied Martinson, simply. "That's my position here."

"This Mr. Pinkerton that runs this agency—he wouldn't be about this place, now, would he?" asked Butler, carefully. "I'd like to talk to him personally, if I might, meaning no offense to you."

"Mr. Pinkerton is in Chicago at present," replied Mr. Martinson. "I don't expect him back for a week or ten days. You can talk to me, though, with the same confidence that you could to him. I'm the responsible head here. However, you're the best judge of that."

Butler debated with himself in silence for a few moments, estimating the man before him. "Are you a family man yourself?" he asked, oddly.

"Yes, sir, I'm married," replied Martinson, solemnly. "I have a wife and two children."

Martinson, from long experience conceived that this must be a matter of family misconduct—a son, daughter, wife. Such cases were not infrequent.

"I thought I would like to talk to Mr. Pinkerton himself, but if you're the responsible head—" Butler paused.

"I am," replied Martinson. "You can talk to me with the same freedom that you could to Mr. Pinkerton. Won't you come into my private office? We can talk more at ease in there."

He led the way into an adjoining room which had two windows looking down into Broadway; an oblong table, heavy, brown, smoothly polished; four leather-backed chairs; and some pictures of the Civil War battles in which the North had been victorious. Butler followed doubtfully. He hated very much to take any one into his confidence in regard to Aileen. He was not sure that he would, even now. He wanted to "look these fellys over," as he said in his mind. He would decide then what he wanted to do. He went to one of the windows and looked down into the street, where there was a perfect swirl of omnibuses and vehicles of all sorts. Mr. Martinson quietly closed the door.

"Now then, if there's anything I can do for you," Mr. Martinson paused. He thought by this little trick to elicit Buder's real name—it often "worked"—but in this instance the name was not forthcoming. Butler was too shrewd.

"I'm not so sure that I want to go into this," said the old man solemnly. "Certainly not if there's any risk of the thing not being handled in the right way. There's somethin' I want to find out about—somethin' that I ought to know; but it's a very private matter with me, and—" He paused to think and conjecture, looking at Mr. Martinson the while. The latter understood his peculiar state of mind. He had seen many such cases.

"Let me say right here, to begin with, Mr.—"

"Scanlon," interpolated Butler, easily; "that's as good a name as any if you want to use one. I'm keepin' me own to meself for the present."

"Scanlon," continued Martinson, easily. "I really don't care whether it's your right name or not. I was just going to say that it might not be necessary to have your right name under any circumstances—it all depends upon what you want to know. But, so far as your private affairs are concerned, they are as safe with us, as if you had never told them to any one. Our business is built upon confidence, and we never betray it. We wouldn't dare. We have men and women who have been in our employ for over thirty years, and we never retire any one except for cause, and we don't pick people who are likely to need to be retired for cause. Mr. Pinkerton is a good judge of men. There are others here who consider that they are. We handle over ten thousand separate cases in all parts of the United States every year. We work on a case only so long as we are wanted. We try to find out only such things as our customers want. We do not pry unnecessarily into anybody's affairs. If we decide that we cannot find out what you want to know, we are the first to say so. Many cases are rejected right here in this office before we ever begin. Yours might be such a one. We don't want cases merely for the sake of having them, and we are frank to say so. Some matters that involve public policy, or some form of small persecution, we don't touch at all—we won't be a party to them. You can see how that is. You look to me to be a man of the world. I hope I am one. Does it strike you that an organization like ours would be likely to betray any one's confidence?" He paused and looked at Butler for confirmation of what he had just said.

"It wouldn't seem likely," said the latter; "that's the truth. It's not aisy to bring your private affairs into the light of day, though," added the old man, sadly.

They both rested.

"Well," said Butler, finally, "you look to me to be all right, and I'd like some advice. Mind ye, I'm willing to pay for it well enough; and it isn't anything that'll be very hard to find out. I want to know whether a certain man where I live is goin' with a certain woman, and where. You could find that out aisy enough, I belave—couldn't you?"

"Nothing easier," replied Martinson. "We are doing it all the time. Let me see if I can help you just a moment, Mr. Scanlon, in order to make it easier for you. It is very plain to me that you don't care to tell any more than you can help, and we don't care to have you tell any more than we absolutely need. We will have to have the name of the city, of course, and the name of either the man or the woman; but not necessarily both of them, unless you want to help us in that way. Sometimes if you give us the name of one party—say the man, for illustration—and the description of the woman—an accurate one—or a photograph, we can tell you after a little while exactly what you want to know. Of course, it's always better if we have full information. You suit yourself about that. Tell me as much or as little as you please, and I'll guarantee that we will do our best to serve you, and that you will be satisfied afterward."

He smiled genially.

"Well, that bein' the case," said Butler, finally taking the leap, with many mental reservations, however, "I'll be plain with you. My name's not Scanlon. It's Butler. I live in Philadelphy. There's a man there, a banker by the name of Cowperwood—Frank A. Cowperwood—"

"Wait a moment," said Martinson, drawing an ample pad out of his pocket and producing a lead-pencil; "I want to get that. How do you spell it?"

Butler told him.

"Yes; now go on."

"He has a place in Third Street—Frank A. Cowperwood—any one can show you where it is. He's just failed there recently."

"Oh, that's the man," interpolated Martinson. "I've heard of him. He's mixed up in some city embezzlement case over there. I suppose the reason you didn't go to our Philadelphia office is because you didn't want our local men over there to know anything about it. Isn't that it?"

"That's the man, and that's the reason," said Butler. "I don't care to have anything of this known in Philadelphy. That's why I'm here. This man has a house on Girard Avenue—Nineteen-thirty-seven. You can find that out, too, when you get over there."

"Yes," agreed Mr. Martinson.

"Well, it's him that I want to know about—him—and a certain woman, or girl, rather." The old man paused and winced at this necessity of introducing Aileen into the case. He could scarcely think of it—he was so fond of her. He had been so proud of Aileen. A dark, smoldering rage burned in his heart against Cowperwood.

"A relative of yours—possibly, I suppose," remarked Martinson, tactfully. "You needn't tell me any more—just give me a description if you wish. We may be able to work from that." He saw quite clearly what a fine old citizen in his way he was dealing with here, and also that the man was greatly troubled. Butler's heavy, meditative face showed it. "You can be quite frank with me, Mr. Butler," he added; "I think I understand. We only want such information as we must have to help you, nothing more."

"Yes," said the old man, dourly. "She is a relative. She's me daughter, in fact. You look to me like a sensible, honest man. I'm her father, and I wouldn't do anything for the world to harm her. It's tryin' to save her I am. It's him I want." He suddenly closed one big fist forcefully.

Martinson, who had two daughters of his own, observed the suggestive movement.

"I understand how you feel, Mr. Butler," he observed. "I am a father myself. We'll do all we can for you. If you can give me an accurate description of her, or let one of my men see her at your house or office, accidentally, of course, I think we can tell you in no time at all if they are meeting with any regularity. That's all you want to know, is it—just that?"

"That's all," said Butler, solemnly.

"Well, that oughtn't to take any time at all, Mr. Butler—three or four days possibly, if we have any luck—a week, ten days, two weeks. It depends on how long you want us to shadow him in case there is no evidence the first few days."

"I want to know, however long it takes," replied Butler, bitterly. "I want to know, if it takes a month or two months or three to find out. I want to know." The old man got up as he said this, very positive, very rugged. "And don't send me men that haven't sinse—lots of it, plase. I want men that are fathers, if you've got 'em—and that have sinse enough to hold their tongues—not b'ys."

"I understand, Mr. Butler," Martinson replied. "Depend on it, you'll have the best we have, and you can trust them. They'll be discreet. You can depend on that. The way I'll do will be to assign just one man to the case at first, some one you can see for yourself whether you like or not. I'll not tell him anything. You can talk to him. If you like him, tell him, and he'll do the rest. Then, if he needs any more help, he can get it. What is your address?"

Butler gave it to him.

"And there'll be no talk about this?"

"None whatever—I assure you."

"And when'll he be comin' along?"

"To-morrow, if you wish. I have a man I could send to-night. He isn't here now or I'd have him talk with you. I'll talk to him, though, and make everything clear. You needn't worry about anything. Your daughter's reputation will be safe in his hands."

"Thank you kindly," commented Butler, softening the least bit in a gingerly way. "I'm much obliged to you. I'll take it as a great favor, and pay you well."

"Never mind about that, Mr. Butler," replied Martinson. "You're welcome to anything this concern can do for you at its ordinary rates."

He showed Butler to the door, and the old man went out. He was feeling very depressed over this—very shabby. To think he should have to put detectives on the track of his Aileen, his daughter!



Chapter XXXVI

The very next day there called at Butler's office a long, preternaturally solemn man of noticeable height and angularity, dark-haired, dark-eyed, sallow, with a face that was long and leathery, and particularly hawk-like, who talked with Butler for over an hour and then departed. That evening he came to the Butler house around dinner-time, and, being shown into Butler's room, was given a look at Aileen by a ruse. Butler sent for her, standing in the doorway just far enough to one side to yield a good view of her. The detective stood behind one of the heavy curtains which had already been put up for the winter, pretending to look out into the street.

"Did any one drive Sissy this mornin'?" asked Butler of Aileen, inquiring after a favorite family horse. Butler's plan, in case the detective was seen, was to give the impression that he was a horseman who had come either to buy or to sell. His name was Jonas Alderson, and be looked sufficiently like a horsetrader to be one.

"I don't think so, father," replied Aileen. "I didn't. I'll find out."

"Never mind. What I want to know is did you intend using her to-morrow?"

"No, not if you want her. Jerry suits me just as well."

"Very well, then. Leave her in the stable." Butler quietly closed the door. Aileen concluded at once that it was a horse conference. She knew he would not dispose of any horse in which she was interested without first consulting her, and so she thought no more about it.

After she was gone Alderson stepped out and declared that he was satisfied. "That's all I need to know," he said. "I'll let you know in a few days if I find out anything."

He departed, and within thirty-six hours the house and office of Cowperwood, the house of Butler, the office of Harper Steger, Cowperwood's lawyer, and Cowperwood and Aileen separately and personally were under complete surveillance. It took six men to do it at first, and eventually a seventh, when the second meeting-place, which was located in South Sixth Street, was discovered. All the detectives were from New York. In a week all was known to Alderson. It bad been agreed between him and Butler that if Aileen and Cowperwood were discovered to have any particular rendezvous Butler was to be notified some time when she was there, so that he might go immediately and confront her in person, if he wished. He did not intend to kill Cowperwood—and Alderson would have seen to it that he did not in his presence at least, but he would give him a good tongue-lashing, fell him to the floor, in all likelihood, and march Aileen away. There would be no more lying on her part as to whether she was or was not going with Cowperwood. She would not be able to say after that what she would or would not do. Butler would lay down the law to her. She would reform, or he would send her to a reformatory. Think of her influence on her sister, or on any good girl—knowing what she knew, or doing what she was doing! She would go to Europe after this, or any place he chose to send her.

In working out his plan of action it was necessary for Butler to take Alderson into his confidence and the detective made plain his determination to safeguard Cowperwood's person.

"We couldn't allow you to strike any blows or do any violence," Alderson told Butler, when they first talked about it. "It's against the rules. You can go in there on a search-warrant, if we have to have one. I can get that for you without anybody's knowing anything about your connection with the case. We can say it's for a girl from New York. But you'll have to go in in the presence of my men. They won't permit any trouble. You can get your daughter all right—we'll bring her away, and him, too, if you say so; but you'll have to make some charge against him, if we do. Then there's the danger of the neighbors seeing. You can't always guarantee you won't collect a crowd that way." Butler had many misgivings about the matter. It was fraught with great danger of publicity. Still he wanted to know. He wanted to terrify Aileen if he could—to reform her drastically.

Within a week Alderson learned that Aileen and Cowperwood were visiting an apparently private residence, which was anything but that. The house on South Sixth Street was one of assignation purely; but in its way it was superior to the average establishment of its kind—of red brick, white-stone trimmings, four stories high, and all the rooms, some eighteen in number, furnished in a showy but cleanly way. It's patronage was highly exclusive, only those being admitted who were known to the mistress, having been introduced by others. This guaranteed that privacy which the illicit affairs of this world so greatly required. The mere phrase, "I have an appointment," was sufficient, where either of the parties was known, to cause them to be shown to a private suite. Cowperwood had known of the place from previous experiences, and when it became necessary to abandon the North Tenth Street house, he had directed Aileen to meet him here.